How to log into FTP sites that require a user name and a password using Netscape

If you ever tried to log in to a password protected FTP site, you've probably seen the following message in Netscape:

Access Denied,
anonymous login not supported

You can avoid this error and log in to your service provider's FTP site (for example) using your account (user name and the password) by formatting the address of the FTP site as follows:

ftp://:@

For example, if your FTP site is at my_ftp_site.com, your user name is joe, and your password is my_password, your address should be:

ftp://joe:my_password@my_ftp_site.com/